No Credit Check

Need Help Finding a Loan? Find out if you qualify and compare loan offers, rates & options from multiple lenders - without affecting your credit file!

All finance quotes are provided free and without obligation. We respect your privacy.

Any Loan Type

Home loans, car loans, personal loans, debt consolidation, bike, boat, caravan, truck and business finance - without accessing your credit file!

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Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances.

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Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of over 2000 finance professionals across Australia - all competing for your business.

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No credit check

Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry recorded on your credit file. Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely limit your options.

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Warning to Borrowers: Unsecured personal loans

The following information is specific to unsecured personal loans.

Minimum period for repayment 6 months, maximum period 5 years.

The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.

For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.

Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Finance Articles

Why Payday Lending Enhances Consumer Welfare
Today, I’ll defy the critics and demonstrate why consumer welfare is enhanced within a competitive payday-lending environment. read more

Credit Cards Debt - How to freeze the Plastic Debt Dragon in Your Wallet - Start Living Again
Are you scared to open your wallet knowing there is a fire snorting dragon lurking in there. Here is a plan to choke the dragon... read more

Why Personal Loans up to $5,000 Are No Problem, Even With a Poor Credit Rating
Approval on a personal loan of $5,000 is by no means secured easily, but nor should rejection be expected. So long as the criteria... read more

Online Savings Account Tips
An online savings account is critical for managing your finances. It offers a good place to keep your savings and is also a good... read more

Where To Get A Debt Consolidation Loan When You Have Bad Credit

If you are currently struggling with multiple debts it can be hard to know where to turn. The lenders you have loans with may... read more

Buying For The First Time? A Guide For The First Time Buyer!
You have decided to buy a home - but what next? The maze of legal work, negotiations, dealing with surveyors and solicitors, finding... read more

Dividends And How To Profit By Them
An interesting thing I found out was that apart from being share trader I have also become a “Dividend Stripper.” I... read more

Co-Signing Loans - Risky Business
There may come a time in your life when you are asked to co-sign for a loan or credit card. If this is the case, there are several... read more

The Backwards Logic Behind the Debt Snowball Method
Would it make sense to state that some of the best debt repayment advice is the wrong advice? It seems strange, however it is often... read more

Finances Approaching Empty? Watch For These Four Amber Lights
We know when we have plenty. We are sure when we have a little. However, do we know when we are approaching empty? Like traffic... read more

Finance News

Personal Loans to help Australians in need: FSO
Oct 29 :: As Australia prepares to clean up following devastating fires and floods, Financial Services Online CEO, Andrew Clark, has announced... read more

Small business loans to help Aussie businesses through tough times
Nov 27 :: Financial Services Online has today announced a new credit facility for Australian business customers who are seeking loans for... read more

Police issue warning about bank scam
Nov 20 :: Melbourne police are warning people about a scam in which fraudsters pose as bankers and ask for money.They say they cold... read more

Need Help Finding a Loan?

Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check!

Knowledgebase

Debt Consolidation:
Taking advantage of lower interest rates that may be available by the grouping of multiple loans into one, lower interest rate loan.

This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, authorised credit representative Number 401491 of Saccasan Pty Ltd, Australian Credit License 386297. Visit the ASIC website for additional licensing information.

IMPORTANT: We are neither authorised nor licensed to provide finance or finance products. We do not recommend any specific financial products and we do not offer any form of credit or other financial advice. All product enquiries and requests for financial and/or other advice on this website are referred to third party, qualified intermediaries with whom you can deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third part to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs.