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    Mortgage Document:
    The physical contract agreement that a Mortgagee (lender) enters into with a Mortgagor (borrower) outlining the precice terms of a mortgage loan.

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    Compare rates for home loans, car loans, personal loans, boat, truck and business finance - without accessing your credit file!
    Unlike most online loan offers, lodging your enquiry with us here on this website will not require a credit check - nor will it create adverse entries on your credit file.
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    Unsecured personal loans
    The following information is specific to unsecured personal loans.
    Minimum period for repayment 6 months, maximum period 5 years.
    The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
    For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
    Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

    Finance Articles

    The Backwards Logic Behind the Debt Snowball Method
    Would it make sense to state that some of the best debt repayment advice is the wrong advice? It seems strange, however it is often true. Many financial planners and other... read more

    Home Loans: Is now the right time to refinance?
    Interest rates have changed since you took out your home loan and you think it could be time to refinance your existing mortgage ... but the entire loan application process... read more

    Debt Consolidation - What You Can Do Right Now to Relieve Debt Stress
    The key to solving debt problems is take the simple action steps outlined , stay focused. It's not rocket science, it almost seems too simple. Whats the plan, take... read more

    Choosing a Home Loan Mortgage Broker
    There are a number of potential pitfalls in relying on a mortgage broker for the best home loan solution ... particularly given the enormous growth in the broking industry... read more

    Ways To Help With Debt Problems
    It is very easy to fall into debt, just when you think you have your finances in order your car could break down or a problem with in your home may occur where by the only... read more

    Knowing 6 types of personal loans will make borrowing easier and save you money
    Knowing 6 types of personal loans will make it easier for you do deal with lenders, go from asking for a loan, to I want a novated lease with a 45% balloon payment. Gain... read more

    5 Credit Killers
    A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. Interestingly, there are some credit... read more

    Tackle Bad Credit With These Simple Ideas!
    Bad credit can make it difficult to do business with certain types of companies. Poor credit impacts your ability to move forward with your life. However, there is hope --... read more

    Financial Oppression
    Here is why so many people are in despair and suffering emotional problems related to debt. A candid explanation of how interest affects your daily life. read more

    Double your deposit in half the time
    Saving is never an easy thing to do and saving for a deposit on a home is twice as hard. However, with the right strategy in place, your savings can grow and grow, cutting... read more


    Finance News

    Personal Loans to help Australians in need: FSO
    Oct 29 :: As Australia prepares to clean up following devastating fires and floods, Financial Services Online CEO, Andrew Clark, has announced a package of personal finance solutions... read more

    Small business loans to help Aussie businesses through tough times
    Nov 27 :: Financial Services Online has today announced a new credit facility for Australian business customers who are seeking loans for amounts of up to $10,000 with minimum security... read more

    Police issue warning about bank scam
    Nov 20 :: Melbourne police are warning people about a scam in which fraudsters pose as bankers and ask for money.They say they cold call customers and tell them they have been... read more