Need Help Finding a Loan?
Find out if you qualify and compare options without a credit check!

Loan Amount:
$
Purpose:
All finance quotes are provided free and without obligation. We respect your privacy.
Quick Links
  • Personal Loans
  • Car Loans
  • Boat Loans
  • Truck Loans
  • Home Loans
  • Business Loans
  • Debt Consolidation
  • Knowledgebase
    Debt Consolidation:
    A means empoyed to renegotiate debt. By combining loans and outstanding bills, a person can consolidate debt with a single financial institution resulting in a single monthly repayment.

    Working Capital Finance
    Looking for a source of funds to grow your business? ... find it here!
    Click for details

    Car Loans Australia
    Best place for low rates and fast, free online approval process.
    Click for details

    Compare Car Loans
    Shop multiple lenders for best offers. Free online rate assessment.
    Click for details

    Car Loans Fast
    Free car loan finder service. Best finance deals for online applicants.
    Click for details

    Low Rate Car Loans
    Finding the best rate car loans has never been easier. No upfront fees.
    Click for details

    Bad Credit History?
    You may still be eligible for a car loan even with an imperfect credit file.
    Click for details

    No Credit Check :: Home

    No Credit Check

    Compare rates for home loans, car loans, personal loans, boat, truck and business finance - without accessing your credit file!
    Unlike most online loan offers, lodging your enquiry with us here on this website will not require a credit check - nor will it create adverse entries on your credit file.
    Just fill out our quick No Credit Check Finance quote request application for unrestricted access to the best Finance rates and product information from a comprehensive cross-section of the country`s premier and best known Finance specialists ... without accessing your credit file!
    Where would you like us to take you from here?
    Whilst you are visiting us, you could take in the most recent Finance news headlines ... or browse our large knowledebase of Finance articles.
    You also have free use of the selection of Finance financial tools that we have on this website.
    No Credit Check runs regular competition draws and further freebies through periodic promotions and other special offers.
    No Credit Check affiliates make money by referring people to us. See our affiliate offering to understand how.
    Finance Brokers and Advisers can learn more information about our internet lead platform.
    Unsecured personal loans
    The following information is specific to unsecured personal loans.
    Minimum period for repayment 6 months, maximum period 5 years.
    The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
    For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
    Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

    Finance Articles

    Financial Oppression
    Here is why so many people are in despair and suffering emotional problems related to debt. A candid explanation of how interest affects your daily life. read more

    Credit Secrets - What They Are Not Telling You
    Credit plays a dual role in our society; sometimes a lifesaver, and at other times a murderer. Trying to float above imminent economical disaster is a daily exercise for the majority. So, credit... read more

    Guide To Personal Loans For Debt Consolidation
    You can qualify for personal loans for debt consolidation even with bad credit. In fact, debt consolidation loans are meant to help people with bad credit rebuild their credit scores and get back... read more

    The Enjoyable Road to Debt Freedom
    With summer coming up, some of us are braving the high fuel prices and driving to family gatherings or favorite vacation spots. What route would you take? Any experienced road traveler will tell... read more

    When should I use a personal loan?

    Unsecured personal loans are designed to be undertaken without the need to secure the loans against collateral, such as a property or a car. This makes unsecured personal loans ideal for people... read more

    Getting the Most Out of Your Bank
    Having a bank that meets all of your financial needs is an asset that many people don't appreciate. If you have a bank that doesn't meet all of your needs, however, it's pretty easy to tell. In order... read more

    Car Leasing
    Leasing is an often misunderstood car financing option so, in response to subscriber feedback, we've included this article to help give you a better understanding of what it is and how it works.... read more

    How to Get Out of Debt
    If you have found yourself in a position where you are in serious debt and cannot think of a way out of the situation, then take a few minutes to read the following tips. Some may seem obvious, but... read more

    Credit Cards: Reasons Why Your Credit Rating May Drop
    Credit rating plays a very important role in determining the creditworthiness of an individual. Most people, however, face the dilemma of having low credit rating. There are several reasons why a... read more

    Choosing a Home Loan Mortgage Broker
    There are a number of potential pitfalls in relying on a mortgage broker for the best home loan solution ... particularly given the enormous growth in the broking industry and the recent entrance... read more


    Finance News

    Personal Loans to help Australians in need: FSO
    Oct 29 :: As Australia prepares to clean up following devastating fires and floods, Financial Services Online CEO, Andrew Clark, has announced a package of personal finance solutions designed to help affected... read more

    Small business loans to help Aussie businesses through tough times
    Nov 27 :: Financial Services Online has today announced a new credit facility for Australian business customers who are seeking loans for amounts of up to $10,000 with minimum security requirements, irrespective... read more

    Police issue warning about bank scam
    Nov 20 :: Melbourne police are warning people about a scam in which fraudsters pose as bankers and ask for money.They say they cold call customers and tell them they have been overcharged in fees and... read more